Absa Flexi Core Credit Card - Medupi

Absa Flexi Core Credit Card

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The Absa Flexi Core Credit Card seamlessly combines flexibility, security, and global convenience to meet diverse user needs. With adaptable payment options and advanced security features, managing your finances is both easy and secure, whether for everyday purchases or significant expenses.

This card excels in global usability and practical benefits. Cardholders can make transactions worldwide and enjoy exclusive privileges like access to meals at Visa Airports, making it perfect for frequent travelers and those needing a versatile card.

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Supported by Absa Bank’s reputable customer service and transparent fees, the Absa Flexi Core ensures you can confidently manage your card and finances. Discover how it enhances financial freedom and provides peace of mind in every transaction.

About the Absa Bank

Absa Bank is one of the largest banks in South Africa, providing a wide range of financial services. It serves both individual and business clients, offering innovative and accessible financial solutions.

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Founded in 1991, Absa Bank has built a reputation for reliability and commitment to excellence. The bank continually invests in technology and innovation to enhance customer experience and deliver high-quality products and services.

Absa is part of the Barclays Africa Group, which strengthens its global financial presence. This strategic relationship allows Absa to offer a broader range of services and benefits to its clients, both locally and internationally.

Card Benefits

Flexible Payment Terms: With a minimum payment option equivalent to 3% of the outstanding balance per month, the card offers financial flexibility to users, allowing for more adaptable management of finances.

Card Loss Protection: Providing additional security, the card features a protection feature in the event of loss, ensuring holders are protected against potential financial impacts resulting from unforeseen events.

Simplified Global Payments: The ability to use the card at any point-of-sale machine around the world provides practicality and convenience to users, facilitating transactions in different locations with ease.

Interest-Free Purchases for Up to 57 Days: Cardholders can make interest-free purchases for up to 57 days, providing an extended period without incurring interest charges.

Access to Meals at Visa Airports: The card offers the privilege of access to meals at Visa Airports, a significant benefit for frequent travelers, whether for personal or professional reasons.

Absa Flexi Core Fees and Comissions

The Absa Flexi Core Credit Card features a transparent fee structure. It includes a monthly account fee of R19 and a monthly credit facility fee of R30, totaling R49 per month. Additionally, there is a fee of R16.50 for each additional card per month. This predictable fee structure ensures users have a clear understanding of the costs associated with their credit card usage.

Cash withdrawals at local ATMs cost R2.50 per R100.00, providing a cost-effective option for accessing cash. However, overseas ATM withdrawals incur a higher fee of R80.00, reflecting the additional costs of international transactions. This makes it important for cardholders to plan their cash needs accordingly when traveling abroad.

It’s important to note that fees and charges are subject to change without prior notice. Always check the latest details on the official Absa website.

Credit card limit

The Absa Flexi Core card stands out for offering its holders a robust credit limit that can reach up to R90,000.00. This considerable margin provides users with the financial flexibility needed to handle various transactions, from everyday purchases to larger expenses.

This high credit limit ensures that cardholders can meet their individual needs with ease, offering the support necessary for both planned and unexpected financial situations. With the Absa Flexi Core, users can enjoy the confidence and freedom that comes with having ample credit at their disposal.

Positive points

  • Contactless Payments for Greater Security:
    The card features the innovative “touch and pay” service, allowing payments without physical contact, reducing interaction with unknown objects.
  • Global and Online Daily Purchases:
    It provides the flexibility to make daily purchases both in physical stores worldwide and on online platforms.
  • R1.5 million international automatic coverage:
    For international travel, the card offers robust automatic basic coverage of R$ 1.5 million.

Negative points

  • Monthly income requirements:
    Applicants must have a minimum monthly income of R2,000.00 to qualify for the card.
  • Exclusive availability to South African citizens:
    The card is only available to South African citizens.
  • Accessibility assessment applied:
    The issuance of the card is subject to an affordability assessment.

How to apply for Absa Flexi Core

  1. Visit the Website:
    Go to the Absa website and navigate to the Flexi Core Credit Card page.
  2. Click “Apply Now”:
    On the Flexi Core Credit Card page, click the “Apply Now” button to begin the application process.
  3. Complete the Application Form:
    Fill out the online application form with your personal details, including name, contact information, and financial details.
  4. Submit Required Documentation:
    Upload the necessary documents, such as:
  • A valid South African ID or Smart card.
  • Proof of residence not older than three months.
  • The latest proof of income for three consecutive months.

5. Review and Submit:
Carefully review all the provided information and submitted documents for accuracy before submitting your application.

Take the first step towards financial flexibility with the Absa Flexi Core Credit Card. Apply and experience the benefits!

You will be redirected to the card website

How to contact Absa

For assistance from General card support, you have the option to place a phone call: