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Exploring the features and benefits of the Absa Gold Credit Card reveals a world of practicality, rewards, and financial security. Designed to meet the unique needs of customers, this card offers tailored solutions for everyday financial challenges. With the global versatility of MasterCard, it stands out as a reliable and flexible financial tool.
The Absa Gold Credit Card provides numerous advantages and ease of use with contactless payments and enhanced digital security. Cardholders enjoy exclusive rewards and cashback, making every purchase more rewarding. Whether for shopping, dining, or travel, this card is your ideal companion for a seamless experience.
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Absa offers excellent customer service with 24/7 support, fraud protection, and emergency assistance. Choose the Absa Gold Credit Card to elevate your financial experience with unmatched benefits and security.
About the Absa Bank
Absa is one of South Africa’s leading banks, known for its stability and innovation in the financial sector. With a rich history of customer service, the institution is dedicated to providing modern and efficient banking solutions.
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Through a vast network of branches and advanced digital services, Absa makes it easy for customers to access a wide range of financial products. The bank is renowned for its customer-centric approach, offering 24/7 support to meet the diverse needs of its users.
Committed to security and innovation, Absa implements cutting-edge technologies to protect customer transactions and data. Absa’s mission is to provide a secure and convenient banking experience, elevating the standard of financial services in the region.
Card Benefits
Simplified Global Payments: Enjoy the convenience of swiping, scanning, or tapping to make payments at any point-of-sale machine around the world.
‘Buy Now, Pay Later’ Option: Explore the flexibility of purchasing products now and paying later with the ‘Buy Now, Pay Later’ feature.
Exclusive Discounts in Wide Categories: Benefit from additional financial advantages with discounts offered by more than 100 local merchants.
Generous Credit Limit: The Absa Gold Credit Card provides a generous credit limit to accommodate your financial needs.
Enhanced Digital Security: Enjoy peace of mind with advanced security features that protect your transactions and personal data.
24/7 Customer Support: Access round-the-clock customer service for assistance with any issues or concerns.
Fraud Protection: Stay protected against unauthorized transactions with robust fraud prevention measures.
Emergency Assistance: Receive prompt help in case of loss or theft, with quick card blocking and replacement services.
Absa Gold Fees and Commissions
The Absa Gold Credit Card has a monthly fee of R57, offering an interest-free period of up to 57 days on qualifying transactions. This card ensures convenience with no transaction fees on purchases, except for prepaid airtime, data, utilities, and Lotto.
When it comes to repayments, the card requires a minimum repayment of 3% of the outstanding balance when repaid using a debit order. This structure provides flexibility and ease in managing your finances while enjoying the benefits of the card.
Positive points
- Cashback:Get cash back when paying with your card locally and internationally
- Financial rewards when using the card:Earn cashback on payments and instant rewards for tasks via the Absa Banking App.
- Exclusive Visa incentives:Enjoy distinctive benefits offered by Visa, including exclusive Visa Global Merchant Promotions.
Negative points
- Monthly income requirements:You must have a minimum monthly income of R$ 4,000 to be eligible for the card.
- Accessibility assessment applied:The granting of the card is subject to an accessibility assessment.
- Bidvest airport Lounges not included in free visits:Please note that free visits to Bidvest airport lounges are not included.
Credit card limit
The Absa Gold Credit Card offers a generous credit limit, with available limits reaching up to R90,000. This substantial limit provides cardholders with the flexibility needed to manage various financial needs, allowing for better control and planning of expenses.
With this high credit limit, users can accommodate both everyday purchases and larger expenses, ensuring financial convenience and security in all transactions. Whether for essential items or significant acquisitions, the Absa Gold Credit Card adapts to your needs, offering robust and reliable support for your financial life.
How to apply for Absa Gold
Visit the Absa Website:
- Go to the Absa website.
- Click “Apply now” on the Gold Credit Card page.
For Absa Internet Banking Customers:
- Log in to your account.
- Fill in the application details and submit online.
For New Customers:
- Click “Apply now” on the website.
- Provide personal information and documents: ID, proof of residence, and three months’ proof of income.
- Follow prompts to complete and submit your application.
Finalizing Your Application:
- Review and submit your information.
- Receive confirmation that your application is being processed.
- Absa will assess your eligibility.
Application Status:
- Track your status via your Absa Internet Banking account or by contacting customer support.
How to contact Absa Gold
To contact General Card Support, you can reach out via:
- Call: 0861 462 273
- Email: [email protected]
Start enjoying all the benefits of the Absa Gold Credit Card. Don’t miss the opportunity to elevate your financial experience with security and convenience.