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Capitec Credit Card - Medupi

Capitec Credit Card

Geovana Ramos
December 7, 2023

When you join Capitec’s financial universe, you are faced with a range of benefits that aim to transform your banking experience. From payment flexibility to financial rewards, every aspect is meticulously designed to align with your financial needs and goals.

Capitec Credit Card Benefits

Up to 55 days interest-free period: you have the freedom to enjoy a period of up to 55 days interest-free for your purchases.

Earn 3.50% per annum with positive balance: by maintaining a positive balance in your account, you not only avoid fees, but also receive an attractive bonus of 3.50% per annum on the available amount. This provides an additional return on your financial resources.

Free travel insurance up to R$ 5 million: plan your trips with peace of mind, as we offer free travel insurance with coverage up to R $ 5 million.

Card Fees and Fees Capitec

At Capitec, we prioritize transparency regarding fees and commissions associated with our financial services. To get started, we offer an affordable$100 initiation fee for easy access to our benefits. In addition, the monthly fee of$50 ensures the continuity of our services, ensuring that you receive ongoing support.

Positive points

Guaranteed 1% cashback:
Enjoy rewards with every transaction, whether for a click, tap, swipe or scan when paying in physical or online stores. With a guaranteed 1% cashback, your purchases become not only convenient, but also financially rewarding.
Additional 0.5% incentive when reaching monthly banking goals:
Exceed your monthly banking goals and earn an extra 0.5% cash bonus.
Zero currency conversion fees:
Free yourself from worries when transacting internationally as our card offers the unique advantage of zero currency conversion fees. This means that your overall shopping experiences will be smooth and cost-effective, with no additional costs.

Negative points

Minimum income requirements:
To apply for our credit card, it is necessary to meet specific requirements. The minimum wage required is R$5,000 for salaried employees and R $ 10,000 for self-employed clients.
Absence of loyalty program:
In full transparency, we clarify that our credit card does not have a loyalty program.
No airport Lounge benefits:
Please note that our card does not currently include airport lounge access benefits.

Credit card limit

In Capitec’s financial universe, we provide flexibility and breadth to meet your needs with an impressive credit limit, up to R$500,000. This generous ceiling reflects our commitment to providing financial solutions that align with your profile and goals.