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Discovery Bank Platinum Credit Card - Medupi

Discovery Bank Platinum Credit Card

Geovana Ramos
December 7, 2023

By choosing Discovery Bank Platinum, you open the door to a host of financial benefits and practicalities. From significant discounts on purchases to flexibility in payment terms, the card provides a complete experience, with the added convenience of instant virtual cards. Let’s explore more about the fees, credit limits and how to apply for this unique service.

Discovery Bank Platinum Card Benefits

Enjoy significant discounts on your purchases when you use your Discovery Miles, saving 15%. This advantage extends to a wide network of more than 40 renowned partners, available both in physical stores and online.

Have flexibility in payment terms, allowing up to 55 days without interest on specific transactions made with your credit card. This provides more efficient and convenient financial management.

Experience the practicality of instant virtual cards when you join. These cards are ready for immediate use, offering security and convenience in online transactions, eliminating the wait for a physical card to be sent.

Card Fees and Fees Discovery Bank Platinum

By opting for the Discovery Bank Platinum Suite, you will pay a flat monthly fee of R269, covering various benefits such as monthly account fee coverage, Vitality Money premium, a one-time credit convenience fee and most transaction fees.

Positive points

Exclusive discounts at Vitality Mall:
Take advantage of advantageous reductions of 15% when redeeming your rewards on a wide variety of offers at Vitality Mall.
Simplified payments with Discovery Bank:
Make your transactions easier with contacts who are also Discovery Bank customers by using only mobile numbers for hassle-free payments.
Secure Login with Facial recognition:
Experience the convenience of facial recognition authentication in the banking app, providing a secure and convenient process for account holders.

Negative points

Monthly interest rate:
This card implies a fixed monthly interest rate of 2.99%, which will be applied on the outstanding balance each billing cycle..
Flexible credit limit:
The credit limit assigned to the card is variable, being determined through a careful analysis of the bank.
Limited coverage:
The card offers a restricted set of coverages, specifically including purchase protection insurance, which protects your purchases, and flight delay insurance, providing assistance in mishaps during travel.

Credit card limit

The credit limit assigned to Discovery Bank Platinum is determined by the customer’s credit assessment, taking into account factors such as income, payment history, and credit score. Initially set at R10, 000, this limit can be gradually increased as the customer demonstrates financial responsibility and ability to pay over time.