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RMB Private Bank Credit Card

Geovana Ramos
December 7, 2023

As you enter the financial universe of RMB Private Bank, you are faced with a range of benefits and perks that redefine your banking experience. Standing out for its remarkable flexibility, Visa Security, and adaptable payment solutions, the card offers a truly exceptional financial journey.

Discover peace of mind with Free Comprehensive Global Travel Insurance, covering up to R5 million for the first 90 days of travel when return tickets are purchased with the card.

Additionally, enjoy a Personalized Interest Rate tailored to your unique financial needs, ensuring optimal value and convenience. With the Rewards Program, accumulate points on all purchases, redeemable for exclusive travel, products, and experiences. Explore more and unlock the full potential of your financial journey.

About the RMB :

RMB Private Bank is a division of FirstRand Bank Limited, one of South Africa’s largest financial institutions. With a personalized approach, RMB Private Bank is dedicated to offering exclusive financial solutions and high-level services to high-net-worth clients.

The institution is renowned for its excellence in wealth management and investment, combining local expertise with a global perspective. This enables it to meet the complex needs of its clients with innovative and effective solutions.

Additionally, RMB Private Bank values building long-term relationships with its clients, offering dedicated service through personal relationship managers. This commitment to excellence and personalization distinguishes the institution in the financial market.

Card Benefits

Free Comprehensive Global Travel Insurance: Enjoy peace of mind with coverage up to R5 million for the first 90 days of travel when return tickets are purchased with the card, ensuring you’re protected during your trips.

Personalized Interest Rate: Benefit from an interest rate tailored specifically to your financial needs, providing you with optimal value and flexibility in managing your finances.

Rewards Program: Earn points on all purchases, which can be redeemed for exclusive travel, products, and experiences, making every transaction more rewarding.

Visa Security: Enhanced protection for your transactions with Visa’s advanced security features, ensuring your financial data is safe and secure.

Flexible Payment Solutions: Adaptable payment options that fit your financial situation, giving you the freedom to manage your payments in a way that suits you best.

Dedicated Relationship Manager: Enjoy personalized service with a dedicated relationship manager who provides tailored financial advice and assistance, ensuring all your banking needs are met efficiently.

Access to Airport Lounges: Relax and unwind in comfort with access to airport VIP lounges, enhancing your travel experience with added convenience and luxury.

RMB Private Bank Fees and Commissions

The RMB Private Bank credit card has a monthly service fee of R325. You can get up to 5 additional cards for free, while a metal card costs R1,120, with a rebate available for high eBucks Rewards Levels. The interest rate is personalized based on individual assessment.

International transactions incur a fee of 2.75% of the transaction value. ATM withdrawals cost R2.30 per R100 locally and R75 plus 2.75% internationally. These features ensure a comprehensive and flexible banking experience.

Fees and rates are subject to change without prior notice. For the latest details, visit the official page.

Positive points

Comprehensive Benefits:
Includes free global travel insurance and access to airport lounges, enhancing travel experiences.
Personalized Services:
Offers a dedicated relationship manager and personalized interest rates, ensuring tailored financial solutions
Rewards Program:
Accumulate points on all purchases, which can be redeemed for travel, products, and exclusive experiences.

Negative points

High Monthly Service Fee:
The card has a significant monthly cost, which may not be justified for all users.
Eligibility Requirements:
Requires a high income and good credit history, limiting accessibility.
Limited Free Additional Cards:
While up to 5 additional cards are free, this might not suffice for larger families or businesses.

Credit card limit

The RMB Private Bank credit card offers a substantial credit limit tailored to your financial profile and needs. This limit is determined based on a comprehensive assessment of your financial situation, ensuring that it is aligned with your spending habits and ability to pay.

With a higher credit limit, cardholders can enjoy greater purchasing power, facilitating large transactions and travel expenses. The personalized approach ensures that the credit limit is both beneficial and manageable for each customer.

How to apply for RMB Private

Eligibility: Ensure you meet the eligibility criteria, which typically includes a high income and good credit history.
Documentation: Prepare necessary documents such as proof of income, identification, and residency.
Application Form: Complete the application form available on the RMB Private Bank website.
Submission: Submit your application online or visit a local branch for assistance.

You will be redirected to the card website

How to contact RMB

To contact RMB Private Bank:

Phone: You can reach their contact center by calling 087 575 9411 (local) or +27 11 371 3711 (international).
Email: Send inquiries to [email protected].