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Standard Bank World Citizen Credit Card

Geovana Ramos
December 6, 2023

With the Standard Bank World Citizen, excellence and exclusive benefits reach a new dimension. Enjoy special discounts with Emirates and personalized concierge support, redefining your financial experience.

Benefit from lounge access, travel insurance, and lost luggage coverage. The card ensures comfort and support in all your journeys, along with daily perks like cashback and shopping discounts.

Standard Bank’s commitment to excellence is evident in the premium benefits offered. Continue reading to discover how this card can transform your financial experience and provide exclusive advantages.

About the Standard Bank:

With a legacy of over 150 years, Standard Bank is a prominent financial institution in South Africa and across Africa. The bank offers a wide array of services, including personal and business banking, wealth management, and investment solutions.

Renowned for outstanding customer service and innovation, Standard Bank delivers customized financial solutions to meet diverse client needs. Leveraging cutting-edge technology, the bank ensures a smooth digital banking experience.

Standard Bank’s extensive branch network and strong online platform make banking services accessible and efficient, empowering clients to achieve their financial goals in an evolving economic landscape.

Card Benefits

Accommodation benefits: Earn up to 10% cashback when booking hotels, national or international apartments, and other accommodations through Booking.com using your Standard Bank World Citizen credit card. This ensures significant savings on your travel expenses, making your stays more affordable and enjoyable.

Free internet access: Enjoy 11 months of free access to the AlwaysOn Wi-Fi network when you purchase one month using your card. This benefit keeps you connected on the go without the hassle of searching for internet access, enhancing your travel and daily convenience.

Travel benefits: Receive discounts on Emirates flights, up to 20% off, along with automatic comprehensive travel insurance. These perks ensure that you can travel more cost-effectively while being covered for various travel-related incidents, providing peace of mind during your trips.

Lounge access: Gain access to a variety of local and international lounges. This benefit allows you to relax and enjoy comfortable amenities before your flights, making your travel experience more pleasant and stress-free.

Lifestyle benefits: Avail of discounts on car rentals with Avis and Hertz, luxury shopping offers, and more. These lifestyle perks add value to your everyday activities, helping you save money on essential services and luxury purchases.

Concierge services: Enjoy personalized assistance for travel planning and other needs. This service ensures that all your travel arrangements and personal requests are handled efficiently, enhancing your overall experience.

Rewards program: Earn points on every purchase, which can be redeemed for travel, merchandise, and more. This rewards program allows you to get more value from your spending, offering a variety of redemption options.

Extended warranty: Receive additional warranty protection on eligible purchases made with your card. This benefit extends the manufacturer’s warranty, providing extra coverage for your valuable items.

Purchase protection: Get coverage for items purchased with your card that are damaged or stolen. This protection offers peace of mind by safeguarding your purchases against unforeseen incidents.

Standard Bank World Citizen Fees and Commissions

The monthly fee for the card is R 264.00, and there is a one-time issuance fee of R 180.00. Withdrawals from Standard Bank ATMs cost R 2.35 per R 100.00 or part thereof, while withdrawals from other banks’ ATMs include an additional fee of R 10.00.

Cash deposits at Standard Bank ATMs are free the first time per statement, then cost R 2.30 per R 100.00. Card replacement costs R 145.00, and express delivery costs R 450.00.

Fees are subject to change without notice. For updated information, please visit the official Standard Bank website.

Positive points

Emirates special offer:
Up to 20% off on Emirates flights when booked through Leisure Desk using your credit card.
Refund no Booking.com:
Earn up to 10% cashback on reservations made through Booking.com with your credit card.
Gold and Silver Privileges:
Enjoy Gold and Silver status benefits in the Legacy Lifestyle Rewards program.

Negative points

Minimum income criteria:
A minimum monthly income of R25,000 is required to qualify.
Interest rate:
Starts at 11.75% (prime – 0.25%), emphasizing the need for timely payments to avoid high charges.
Exclusive rewards:
Rewards are luxurious and may be challenging to obtain without frequent travel or a sophisticated lifestyle.

Credit card limit

The Standard Bank World Citizen credit card offers a generous credit limit, allowing for up to R 250,000.00, providing flexibility and convenience for various spending needs. This high credit limit is ideal for individuals who require substantial purchasing power, whether for travel, shopping, or business expenses.

Having such a significant credit limit ensures that you can manage your finances more effectively, making large purchases or handling unexpected expenses with ease. This feature makes the Standard Bank World Citizen credit card a valuable tool for financial management.

How to apply for Standard Bank World Citizen

Visit the Standard Bank website and click on the “Apply Now” button.
Select the Standard Bank World Citizen credit card.
Complete the online application form with your personal, contact, and financial information.
Attach the requested documents, such as a copy of your identity document, proof of income, and proof of residence.
Review your application for accuracy, then click “Submit.”